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Financing

Furniture Financing — Buy Now, Pay Over Time

Flexible ways to pay. Fast decisions, simple monthly payments, and clear terms—so you can furnish your home today.

Wells Fargo

Buy today and pay over time with the Exclusive Furniture credit card, issued with approved credit by Wells Fargo Bank, N.A.

  • Convenient monthly payments
  • Flexible financing options
  • Easy online account management
Apply / Learn More

PayTomorrow

Easy, affordable financing through PayTomorrow—buy today and PayTomorrow!

  • No impact on credit to apply
  • Affordable monthly payments
  • Real-time decisions
Check Eligibility

American First Finance

Get it now. Pay over time. All Credit Welcome!

  • Approvals from $300 – $5,000
  • Fast & Easy application
  • Early payment savings
Apply / Learn More

Applications may be for payment solutions through American First Finance or loans originated by FinWise Bank, a Utah-chartered bank, Member FDIC. Products may vary by location. Terms and conditions subject to change without prior notice. See agreement for details.

Progressive Leasing (Lease-to-Own)

No credit needed. Weekly, biweekly, or monthly payments. Standard agreement offers 12 months to ownership.

  • 90-Day purchase option
  • Early purchase requires calling 877-898-1970
Apply / Learn More

Koalafi — Flexible Financing Made Simple

Koalafi makes it fast and easy to get approved for flexible payment plans—so you can take home what you love today.

  • Approvals up to $5,000
  • Soft credit check to apply
  • Fast decisions & easy online process
Apply / Learn More

Approvals and terms vary by applicant. Subject to eligibility and verification by Koalafi. See dealer for details.

Affirm — Pay at Your Own Pace

Split your purchase into manageable payments with clear terms and no hidden fees. Select Affirm at checkout.

Checkout using Affirm

Full terms & disclosures: affirm.com/disclosures

Affirm Disclosure: Rates from 0–36% APR. Payment options through Affirm are subject to an eligibility check and are provided by these lending partners: affirm.com/lenders. Options depend on your purchase amount, and a down payment may be required. CA residents: Loans by Affirm Loan Services, LLC are made or arranged pursuant to a California Financing Law license. For licenses and disclosures, see affirm.com/licenses. For example, a $800 purchase could be split into 12 monthly payments of $72.21 at 15% APR. If one or more items in your order has an extended ship date, your loan payment(s), including interest, may be due before the merchant ships all of the items. Please note that you may not receive a rebate of any interest that may have already accrued on an amount that later gets refunded.

Will applying hurt my credit?

PayTomorrow uses a soft credit check. Progressive Leasing requires no credit. Wells Fargo and Affirm may use credit checks.

How fast is approval?

Most providers return decisions in minutes, with terms shown instantly.

Can I pay off early?

Yes. For Progressive, early payoff requires calling 877-898-1970.

What are the minimum requirements for American First Finance?

You’ll need all of the following to apply with American First Finance:

  • Photo ID
  • SSN or ITIN
  • Active bank account and debit card

General: Financing availability, terms, and approval depend on the provider. Offers may change. See provider agreements for details.

Affirm: Rates 0–36% APR. Subject to eligibility. CA residents: Loans by Affirm Loan Services, LLC per California Financing Law license. affirm.com/licenses